Both wealth management options include the full depth of Wealth Architecture — investment management, wealth planning, tax coordination, estate guidance, and business advisory.
Most advisors manage investments.
We architect wealth.
Our Philosophy
Most people manage their money in pieces — a 401(k) here, an investment account there, a conversation with a CPA once a year. We believe great wealth is designed, not assembled.
Wealth Architecture is our philosophy of designing your entire financial life as one integrated, intentional system — where every decision works in harmony — and delivering it through a deeply personal, capacity-limited practice built for lasting relationships.
From First Millions to Family Legacy
From your first few millions to a lasting family legacy — we partner with you to turn income into enduring wealth, and established wealth into something that lives beyond you.
A Capacity-Limited Practice
We purposefully work with a select group of clients. Fewer relationships means deeper care, more proactive strategy, and a practice that is always worthy of your trust.
Ongoing Wealth Management
Two ways to engage — same depth of service.
Choose the fee structure that best fits your household. There is no difference in service level between options.
The real cost of a fragmented approach
When wealth coordination is handled by separate, unconnected professionals, costs add up fast — and the gaps between them are where wealth is quietly lost. Here's what assembling this level of coordination typically costs on your own:
| Service or Resource |
Standalone Market Cost |
With Investably |
| Estate plan coordination & strategy |
$3,500 – $7,500 / yr |
Included |
| Multi-year tax planning & architecture |
$3,000 – $8,000 / yr |
Included |
| Real estate fully integrated into plan |
Rarely included in standard advisory |
Included |
| Business advisory & exit planning |
$5,000 – $20,000 / yr |
Incl. with Founder Advisory |
| Institutional high-yield cash management |
Not available to most retail investors |
Coordinated access |
| Private market investment access |
$250K – $1M+ minimums typically |
Eligible client access |
| Estimated total if assembled separately |
$40,000 – $100,000+ / yr |
One relationship |
Estimates reflect typical standalone professional fees. Not all services required by every client. Source: Investably client experience data.
Choose your preferred Investably compensation structure
| Household Assets |
Annual Fee |
Monthly |
| Up to $4,000,000 |
$14,888 |
$1,240 |
| $4M – $8,000,000 |
$24,888 |
$2,074 |
| $8M – $12,000,000 |
$36,888 |
$3,074 |
Plus: 0.50% annually on all assets under management, in addition to the relationship fee above. Billed monthly in arrears from managed accounts.
Tiered blended — each rate applies only to assets within that band.
Minimum annual fee: $14,888. No portion of this fee is separately invoiced or allocated across external entities. Billed directly from managed accounts.
Relationship Minimum
$14,888 / year
This isn't a barrier — it's a commitment to the quality of care we refuse to compromise.
No AUM Minimum
What matters is complexity, intention, and fit.
We don't require a specific asset level. Our services are best aligned for clients with $1M+ in investable assets, but relationship minimums apply — not asset minimums.
Annual fee cap: $240,000 — regardless of how large your wealth grows, you will never pay more than $240,000/year for wealth and investment advisory services. This cap does not include optional business or liquidity-related service engagements.
Specialty & Add-On Services
Built for complexity — priced for transparency.
The following services are available as separate engagements, billed in addition to or independent of the ongoing wealth management relationship.
Business Founder Advisory
From $12,000 / year
Annual retainer covering complex business holdings and multi-entity planning beyond standard Wealth Architecture. Billed to the entity via direct debit. Corporate investment management and ERISA advisory fees are separate. Billable to the business. Consult with your tax professional regarding business deductibility.
Virtual Family Office
From $48,888 / year
For households with $12M+ in liquid assets or significant multi-entity complexity. Offered at advisor's discretion by written agreement with negotiated terms.
Pre-Liquidity Strategy & Coordination
$10,000 – $50,000
Fixed-fee engagement under the Liquidity Event Coordination framework. Covers business sales, real estate dispositions, professional contract proceeds, or legal settlements. Portion billed upfront; remainder due within one year or at event closing.
ERISA Plan Services
$6,000 min. + 0.50% AUM
Applies to business 401(k) plans and Cash Balance Plans. One-time implementation fee of $1,000–$12,000 depending on plan complexity, plus ongoing flat AUM fee of 0.50% on plan assets with a $6,000 annual minimum. Billable to the business. Consult with your tax professional regarding business deductibility.
Sub-Advisor Management
Up to 1.00% AUM
For special advanced services including private investments. A flat fee of up to 1.00% may be charged on total assets under management for sub-advisory relationships.
One-Time Project Planning
$1,000 – $20,000 or $400/hr
For non-wealth management clients seeking a comprehensive financial plan, limited investment and tax analysis, or other defined-scope projects. Minimum 3-hour requirement for hourly engagements.
One-Time Onboarding Fee
A seamless start — invested in from day one.
A one-time onboarding fee of $2,488 – $4,888 is charged at signing, covering the initial analysis, coordination, and transition work during the first two months of your engagement. This fee is earned upon receipt and is non-refundable.
What onboarding includes
Comprehensive data gathering and financial organization
Initial plan development and strategy design
Investment portfolio construction and transition planning
Coordination with custodians and third-party professionals
Account setup and asset transfer support
Advisor reserves the right to invoice a larger amount based on client complexity at onboarding.
Conflict of Interest Disclosure
Retirement account rollovers — what you should know.
If you own an IRA or qualified employer plan and are considering a rollover, you have up to four options: leave assets in place, roll to a new employer plan, roll into an IRA, or withdraw (with applicable taxes and penalties).
Potential Conflict of Interest
If your fee is based on assets under management and we recommend rolling your retirement assets into an account managed by us, we will be subject to a conflict of interest because the account will generate additional fee income for us. We operate under a fiduciary standard when giving advice of any kind. You are under no obligation to roll plan assets to an account managed by Investably.
How fees are billed
All wealth management fees billed monthly in arrears based on month-end value
Deducted directly from managed accounts with your prior written consent
One-time and project fees payable via third-party platform
When applicable, some services may be billed to the business. Consult with a tax professional regarding business deductibility.
Disclosures
Investably, LLC is a registered investment advisor (RIA) registered in the states of Maryland and Florida, headquartered at 2 Bethesda Metro Center, Suite 250, Bethesda, MD 20814. All fees are disclosed in full in our Form ADV Part 2A Brochure on file with FINRA (effective March 2026). Fee information on this page is sourced from and consistent with that brochure. All fees are negotiable based upon certain criteria including historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets, related accounts, account composition, and other factors. Clients should review the full Form ADV Part 2A for complete disclosure of all fees, services, and conflicts of interest.
All content is for informational purposes only and does not constitute financial, tax, or legal advice. Investing always involves risk and possible loss of capital. Past performance is not indicative of future results. Please consult with an attorney or CPA for legal or tax advice.