Value That Goes Beyond the Fees You Pay

We do not have a minimum asset level to commence a client relationship but we do have a minimum relationship annual fee of $10,000. We do understand some may not be ready to engage in an ongoing wealth management relationship but desire financial guidance from an independent fiduciary. Please visit our Events page for details on how we may engage.

Your annual service fees is paid monthly instead of lump sum via your discretionary managed accounts. Clients may also elect to have their monthly fees paid via a third-party platform, AdvicePay. We believe this helps to make our service more accessible, flexible, and transparent.

We believe in the boutique approach may foster the ability to create deeper client relationships so we may deliver more long-term value with a more holistic approach to creating and sustaining wealth than if we merely focused on investments.

Additionally, we have seen anecdotally how clients with less than $20 million are being pushed towards call centers by some large national firms so they can focus on their pursuirt and personalized services for the ultra-high-net-worth client segment under the traditional assets under management model. We believe clients deserve more.

As our client's wealth may increase or higher assets are managed, they may experience a reduction in service fee percentage of assets as their wealth grows. Details are provided in our Form ADV.

We focus on an integrated wealth management approach, therefore, we include your liquid assets, held-away assets such as workplace retirement savings, college savings, trusts, alternative investments, and more. In addition, our clients get access to institutional high-yield cash solutions, which would also be included in their AUM.

Clients are not required to make an annual commitment. You may cancel our client engagement at any time with a written notice. For more details, visit our Form ADV located at the bottom of this page.

We do NOT hold any money. Your investments are custodied directly with Altruist Financial LLC. Altruist Financial LLC is a member of the Securities Investor Protection Corporation (“SIPC”), which means securities held in your brokerage account are protected up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. In addition, Altruist Financial LLC carries an excess SIPC policy with underwriters at Lloyd’s of London, which extends the per account coverage by an additional $40 million (with a cash sub limit of $2 million), subject to an aggregate limit of $150 million across all Altruist accounts.

At this time, client testimonials are not permitted by State regulators for Maryland-registered RIAs. And given the confidentiality nature of our practice, we can not provide names and contacts of existing clients. If and when regulations change at the state level, we would look forward to sharing client-permitted testimonials.